So What is Medicare Advantage?
Medicare HMO and PPO Plans
Medicare Advantage plans come in two types: health maintenance organizations (HMO) and preferred provider organizations (PPO). They feature extensive networks of healthcare providers, and we continually collaborate with them to reduce healthcare expenses.
A Medicare Advantage Plan is designed to streamline your healthcare coverage by integrating your Medicare Hospitalization (Medicare Part A) and Medical insurance or Doctor's Visit Coverage (Medicare Part B) into one comprehensive Health Plan. This unified approach ensures that you receive the same essential services as provided by Original Medicare, but with added conveniences and benefits.
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In addition to the core coverage, some Medicare Advantage Plans go a step further by including Prescription Drug Coverage (Medicare Part D) at no extra cost. These plans, often referred to as MA-PDs, offer a holistic solution for your healthcare needs, encompassing hospitalization, medical services, and prescription medications under a single plan.
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Medicare Advantage Plans are meticulously regulated by Medicare to uphold quality standards and ensure that beneficiaries receive adequate care. They are administered by private insurance companies that work within the framework set by Medicare. As such, these plans provide a level of flexibility and choice while adhering to Medicare guidelines.
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Recognized under various names such as Medicare Health Plans, Medicare Part C Plans, and MAs/MA-PDs, Medicare Advantage Plans offer beneficiaries an alternative option for managing their healthcare needs efficiently and comprehensively.
We work with numerous Medicare Advantage providers known for their competitiveness, and our agents are dedicated to assisting you in choosing the plan that aligns with your individual requirements. Reach out to Caring Hearts Insurance today to connect with a licensed insurance agent, we can't wait to hear from you!
Medicare Advantage Benefits
Medicare Advantage plans incorporate dental, vision, hearing, and prescription drug coverage. Additionally, they might provide additional beneficial perks aimed at supporting everyday health and well-being.
Transportation
Over-The-Counter Benefits
24/7 Tele-health
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Fitness Benefits
Submit your Medicare Advantage Application Today!
Changing Your Medicare Advantage Plan
Everyone deserves a Medicare plan that suits them well for the long haul, but health needs can shift. Additionally, coverage areas and benefits of plans may may change overtime.
Should you need to switch your Medicare Advantage Plan, we're here to support you. Special enrollment periods, such as turning 65, being new to Medicare, relocating, or losing benefits, provide opportunities for plan adjustments. Furthermore, specific times each year and special circumstances allow for plan changes to better suit your needs.